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A Home Instead caregiver holds an umbrella for an elderly woman using a walker as they step out of a car on a rainy day, highlighting attentive and thoughtful care.

Understanding the Cost of Care for Aging Adults

Senior care should be about meeting individual needs. But we understand that for families of who are considering care options for aging adults, the cost can be a major worry. Selecting the right care is important and you want to ensure it’s the best fit and value for your unique situation.

Find Care That Enhances the Quality of Life

Evaluating Cost of Care

When evaluating the cost of care, you should weigh the outcomes of care, beyond pricing alone. It’s important to consider the person’s safety, well-being, need for companionship and quality of life. Care is something that should be put in place to, not only to keep the person safe and healthy, but to enhance a person’s enjoyment of life.


Home Instead Caregiver wearing mask brings groceries to the home of an aging adult.

-Care Plan Personalization

-Companionship & Engagement

-Caregiver to Client Ratio

-Location

-Control of Budget

-Safety

-Scalability

-Affordability

Tailor-Made Care Plans & Packages

In-home care services can help people at any point within the aging process. But care needs rarely fit neatly into a standard package. We start with the needs of the individual and develop a personalized care package and plan.

A smiling Home Instead caregiver in a green uniform assists an elderly woman using a walker in a bright and welcoming room, emphasizing support and encouragement.

Your Options for Paying for Home Care

Today, you may be able to take advantage of many programs to make personalized in-home care a reality for your family. Contact our office so we can discuss cost and coverage options that best support your needs. Home Instead is here to help you make an informed choice that is right for everyone involved.

Home Instead Caregiver and aging woman talking and smiling at a table.

 

WAYS TO PAY FOR HOME CARE:

-Family-Funded / Private Pay Care

-Veterans Assistance via Veterans Affairs (VA) or Veteran's Care Coordination Program - Veterans & Surviving Spouses May Qualify (Link Here)

-Long-Term Care Insurance (Link Here) 

-Dementia Care Grant through our partnership with Hilarity for Charity (Link Here)

-Memory Partners Program through Lower Cape Fear LifeCare - Dementia Diagnosis Required (Link Here)

-Brunswick Senior Resources Inc. Family Caregiver Support Program (Link Here)

-CurePSP Quality of Life Respite Grant (Link Here)

-Multiple Sclerosis Foundation Homecare Assistance Grant (Link Here)

-Home Equity Line of Credit

LTC

Use Your Long-Term Care Insurance for Senior Home Care

At Home Instead, we celebrate our client's individualities and strive to help them continue to live the lives they want with the help of our holistic home care services. If you or your loved one purchased long-term care insurance, you can begin using the policy benefits to maintain independent living at home.

 

Long-Term Care Insurance Companies We Work With

AIG | Allianz | American Heritage | American Pioneer | American Travelers | Bankers Life | Conseco (now SHIP) | Colonial American | SNA Insurance Company | Freedom Care | GE Life Assurance & Annuity Company | Genworth Financial | GTL Insurance | John Hancock | Kanawha | LifeSecure Insurance Company | Lincoln Benefit | Mass Mutual | MedAmerica | Metlife | Mutual of Omaha | National States | Next Generation | Old American | Penn Treaty | Prudential | Senior American | Trans America | Transport Life Insurance (now SHIP) | Union Labor | Valley Forge (now Reassure America) | Washington National (now SHIP)

Home Instead's Long Term Care Insurance guide (LINK HERE) will give you an overview of LTCI, help you better understand the policy benefits, help you determine care needs and provide you tips to initiate a claim. This guide also has resources for family members that can help to manage the stresses of caregiving and ways caregivers can start planning for successful aging.

Many long-term care insurance policies include benefits for non-medical in-home care - services that help you stay safe, comfortable, and independent. Our team at Home Instead will review your policy and explain your coverage. Check your Eligibility & Request a Free Policy Review - Please complete Home Instead's Long Term Insurance Form (LINK HERE), and a Client Care Coordinator will contact you shortly. You can also speak with a Client Care Coordinator directly via phone at (910) 342-0455.

Home Care Benefits for Veterans

In-home Care from Home Instead allows aging Veterans to remain in their home, surrounded by precious memories, while receiving the care and support they need. We are proud to care for our nation’s veterans, ensuring their sacrifices are never forgotten. 

Our office is an official provider under the Department of Veteran’s Affairs in the following counties: New Hanover, Brunswick, and Pender.
 
Many of the VA’s benefits are widely available to our veteran community, and simply applying for them may mean that you receive free or reduced costs for Home Instead services!

If you are interested in learning more about qualifying and applying for VA benefits, we encourage you to complete Home Instead's VA Qualification Form HERE. Upon completion, a Home Instead Representative will reach out to you regarding qualification status.
 

VA Community Care Network

Home Instead in Wilmington, NC is proud to be part of the VA Community Care Network.  The VA Community Care Network ensures Veterans receive timely, high-quality care, including care in the home.  Veterans receiving care from their local VA medical facility can consult their physician about the home care services through the Community Care Network including: 

  • Personal Care Assistance
  • Meal Preparation & Light Housekeeping
  • Respite Care
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