Use Long-Term Care Insurance for Home Care
If your loved one has a long-term care insurance policy, you may be able to use those benefits to pay for in-home care services like personal care, dementia support, and daily assistance.
At Home Instead, we help families in Mishawaka, South Bend, and Granger understand and navigate their long-term care insurance so they can access the support they need at home—without unnecessary stress or confusion.
Using Long-Term Care Insurance Doesn’t Have to Be Complicated
Many families know they have a long-term care insurance policy—but aren’t sure how to actually use it.
Between understanding coverage, meeting eligibility requirements, and coordinating care, the process can feel overwhelming.
That’s where we come in.
At Home Instead, we help you navigate your long-term care insurance step by step—from understanding your benefits to starting care at home. Our goal is to make the process simple, clear, and supportive so you can focus on what matters most: your loved one. Once your benefits are in place, our team provides flexible in-home care tailored to your loved one’s needs.
If you’re unsure where to start, a care consultation can help you understand your next steps.
Our Long-Term Care Services
Home Care Services
Bathing | Dressing | Grooming & Hygiene | Help Using the Bathroom | Incontinence Care | Oral Hygiene Care | Transfers & Positioning | Meal Planning & Preparation | Assistance with Eating & Drinking | Transition from Hospital or Care Facility to Home | Hospice Support
Homemaker & Companion Services
Medication Reminders | Engagement in Stimulating & Enjoyable Activities | Companionship & Socialization | Transportation to Appointments | Shopping & Errand Services | Light Housekeeping Services | Laundry & Ironing
Respite Care for Family Caregivers
Overnight Sitters | Assisted Living Visits | Ensure Medications are Taken | Ensure Personal Grooming Needs are Met | Serve as an escort to Meals | Encourage & Engage in Activities | Run Errands | Provide other Well-Being Assistance as needed
Long-Term Care Insurance Companies We Work With
AIG | Allianz | American Heritage | American Pioneer | American Travelers | Bankers Life | Conseco (now SHIP) | Colonial American | SNA Insurance Company | Freedom Care | GE Life Assurance & Annuity Company | Genworth Financial | GTL Insurance | John Hancock | Kanawha | LifeSecure Insurance Company | Lincoln Benefit | Mass Mutual | MedAmerica | Metlife | Mutual of Omaha | National States | Next Generation | Old American | Penn Treaty | Prudential | Senior American | Trans America | Transport Life Insurance (now SHIP) | Union Labor | Valley Forge (now Reassure America) | Washington National (now SHIP)