South Bend, Granger & Mishawaka, IN (Change Location)

Understanding the Cost of Care for Aging Adults

Senior care should be about meeting individual needs. But we understand that for families of who are considering care options for aging adults, the cost can be a major worry. Selecting the right care is important and you want to ensure it’s the best fit and value for your unique situation.
Home Instead Caregiver pours coffee for senior man sitting at home

Find Care That Enhances the Quality of Life

Evaluating Cost of Care

When evaluating the cost of care, you should weigh the outcomes of care, beyond pricing alone. It’s important to consider the person’s safety, well-being, need for companionship and quality of life. Care is something that should be put in place to, not only to keep the person safe and healthy, but to enhance a person’s enjoyment of life.


Home Instead Caregiver wearing mask brings groceries to the home of an aging adult.


  • Care Plan Personalization
  • Companionship & Engagement
  • Caregiver to Client Ratio
  • Location
  • Control of Budget
  • Safety
  • Scalability
  • Affordability

Tailor-Made Care Plans & Packages

In-home care services can help people at any point within the aging process. But care needs rarely fit neatly into a standard package. We start with the needs of the individual and develop a personalized care package and plan.

Home Instead Caregiver and aging woman talking and smiling at home.

Your Options for Paying for Home Care

Today, you may be able to take advantage of many programs to make personalized in-home care a reality for your family. Contact our office so we can discuss cost and coverage options that best support your needs. Home Instead is here to help you make an informed choice that is right for everyone involved.

Home Instead Caregiver and aging woman talking and smiling at a table.
  • Family-funded care
  • Veterans (VA) assistance
  • Long-term care insurance
  • Dementia Care Grant through our partnership with HFC

Home Instead Assists with the Long Term Care Insurance Process

In many cases Long Term Care Insurance can help you pay for in-home care for your senior loved one. It just depends on the individual policy. Contact us today at (574) 256-1479 and we'll help you navigate your Long Term Care Insurance policy and facilitate services and reimbursement!

Research & Begin

  • Identify daily benefit amount
  • Identify elimination period
  • Call insurance company to start claim process

research and begin long term care insurance process

Home Instead Takes Over

  • Fax in care plan and licensing
  • Fill out Assignment of Benefits with family

Home Instead Takes Over Long Term Care Insurance Process

Ongoing Home Instead Involvement

  • Fax in care logs, invoices and updated care plan each billing period
  • Coordinate claims and payments, bill client for any remaining balance

Ongoing Home Instead Involvement with Long Term Care Insurance Process