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Understanding the Cost of Care for Aging Adults 

Senior care should be about meeting individual needs. But we understand that for families of who are considering care options for aging adults, the cost can be a major worry. Selecting the right care is important and you want to ensure it’s the best fit and value for your unique situation.
Home Instead Caregiver pours coffee for senior man sitting at home

Evaluating Cost of Care

Find Care That Enhances the Quality of Life

When evaluating the cost of care, you should weigh the outcomes of care, beyond pricing alone. It’s important to consider the person’s safety, well-being, need for companionship and quality of life. Care is something that should be put in place to, not only to keep the person safe and healthy, but to enhance a person’s enjoyment of life.


Home Instead Caregiver and senior woman laugh while working on puzzle at home


  • Care Plan Personalization
  • Companionship & Engagement
  • Caregiver to Client Ratio
  • Location
  • Control of Budget
  • Safety
  • Scalability
  • Affordability

Tailor-Made Care Plans & Packages

In-home care services can help people at any point within the aging process. But care needs rarely fit neatly into a standard package. We start with needs of the individual and develop a personalized care package and plan.

Home Instead Caregiver and aging woman talking and smiling at home.

Your Options for Paying for Home Care

Today, you may be able to take advantage of many programs to make personalized in-home care a reality for your family. We recommend you look at the following options to review if any can work for you.

Home Instead Caregiver and senior woman with cane stand smiling together at home

  • Veterans (VA) assistance
  • Long-term care insurance
  • Dementia Care Grant through our partnership with HFC
  • Home equity line of credit
  • Reverse mortgage
  • Private pay