Medicare Open Enrollment begins October 15th and you have until December 7, 2015 to make changes to your health and drug plans for 2016. It is the one opportunity that most have to take a look at changes in your health needs and review, if necessary, other alternatives to your coverage. Plans and costs change every year just as your own needs change. For instance, your costs for prescription drugs may increase even if you don't change your plan. You need to compare available plans to your own health and prescription requirements.
Besides original Medicare, you have the option of getting your health benefits through a Medicare managed care plan, called Medicare Advantage, that are insurance plans that contract with Medicare to provide the same kind of benefits. There are differences between original Medicare and Medicare Advantage plans. Open Enrollment allows you to switch from original Medicare to Medicare Advantage or vice versa. Those on original Medicare will want to consider signing up for a separate Medicare Part D prescription plan and those choosing Medicare Advantage plans should make sure the plan includes prescription coverage.You want to make sure that your plan covers what you need, that your doctor and/or preferred pharmacy participate with your plan (for Medicare Advantage plans and some Part D plans), and that it is affordable for you.What You Should Look Out for:Make sure you understand your options. Don't rely on marketing materials from competing providers, and don't sign up on the spot at educational seminars or health fairs. Don't let someone tell you something is a limited time offer, or there are only "a few spots left", or there are "early bird" special rates. Take materials home with you to review and ask questions if you don't understand something. Do not provide Medicare cards or Social Security numbers to people who call you or show up at your door. Be careful of the information you provide and protect yourself from identity theft. If you want to make changes to your coverage, choose your new plan carefully. You might not be able to change plans again for a full year.Pennsylvania offers free, objective insurance counseling through the APPRISE program. Call toll-free 1-800-783-7067. If you suspect Medicare fraud or abuse,or to report a scam, contact the Senior Medicare Patrol at CARIE: 1-800-356-3606 or www.carie.org.
Apprise Medicare Open Enrollment Sites October 15th through December 7th 2015
Lehigh CountyLehigh Valley Active Life1633 Elm St. Allentown, PA 18102Tuesdays, Wednesdays and Thursdays By appointment OnlyCall 610-437-3700 for an apt. Beginning 10/15/15Lehigh County Government Center17 S. 7th St. Allentown, PA 18101Tuesdays 9 AM to 12 Noon Wednesdays 1PM to 4 PMCall 610-782-3200 for an appointment Beginning 10/20/15Rep. Michael Schlossberg's Office2030 W. Tilghman St. Suite 100 Allentown, PA 18104 Tuesdays 10 AM to 3 PM By appointment onlyCall 610-821-5577 for an appt Beginning 10/20/15Southern Lehigh Library3200 Preston Lane Center Valley, PA 18034Thursdays 1PM to 4 PM By appointment onlyCall 610-282-8825 for an appt. Beginning 10/15/15Rep. Peter Schweyer's Office1912 S. 4th St Allentown, PA 18103Mondays 10 AM to 3 PM By appointment only Call 610-791-6270 for an appt. Beginning 10/19/15Rep. Gary Day's Office-Medicare Part D onlyNortheast Centre, Suite 302 6299 Route 309New Tripoli, PA 18066 Wednesdays 9 AM to 12 PMBy appointment only 610-760-7032 Beginning 10/21/15
Slatington Public Library650 Main St. Slatington, PA 18080Tuesdays 9 AM to 12 PM By appointment onlyCall 610-767-6461 for an appt. Beginning 10/20/15
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